Saving & Budgeting

Introduction If you use some clever techniques, saving money each month doesn’t have to be hard. Making a monthly budget that keeps track of your earnings and outlays and helps you find areas where you can cut costs is one smart tactic. To help you save before you spend, you should also set up automatic […]

Introduction One of the smartest things you can do to take control of your finances is to create a monthly budget; in a nutshell, budgeting allows you to see where your money goes, bank the amounts you don’t spend towards something later, and by doing so avoid that purchase you did not have to make.

Introduction Life is unpredictable, and at times, one never knows when some unwanted expense turns up—as in the case of auto repair, a medical emergency, or even losing a job—that blows our budget. An emergency fund comes in handy at this point. It is the money you save for hard times, so you don’t have